Société Générale Online Tests

Société Générale (often named as SocGen) is a French financial conglomerate, together with BNP Paribas, Crédit Agricole and Groupe BPCE, making up the "big four" of the nation's banking market.

Société Générale is the third largest bank in France and the 20th largest in the world by assets in 2022. It has been among the systemically important banks globally since 2011.

The Société Générale headquarters is located in the business district of Défense in the suburbs of Paris. It consists of two twin skyscrapers completed in 1995 and a third skyscraper opened in 2008.

The main activities of Société Générale:

• French retail banking network - comprises the Société Générale network and the Credit du Nord network; it also includes online banking (Boursorama). Revenues in 2020 were €7.3bn, net profit €666m and assets of €256bn.
• International retail banking and financial services - brings together several regions and businesses:
  • Europe - banking services in Germany (Hanseatic Bank, BDK), Italy (Fiditalia), Czech Republic (KB, Essox), Romania (BRD), Moldova (Mobiasbancă) and Poland (Eurobank)
  • Russia - banking services provided by Rosbank (Росбанк), DeltaCredit (ДельтаКредит) and Rusfinance Bank (Русфинанс Банк)
  • Africa, Asia, the Mediterranean and the Americas - the most significant banks in Morocco (SGMB), Algeria (SGA), Tunisia (UIB), Cameroon (SGBC), Ivory Coast (SGBCI) and Senegal (SGBS); in total these three regions had turnover of €5bn in 2015, net profit of €266m and assets of €128bn
  • Insurance - life and other insurance (Sogecap, Sogessur, Oradea Vie and others); turnover €887m, net profit €371m, assets €149bn.
  • Trade and equipment finance - turnover in 2018 €1.8 billion, net profit €474 million
  • Financial car rental services (ALD Automotive)
• Global Banking & Investments - services to companies and financial institutions, including financing, equity placements, asset custody, advisory and asset management in France and abroad. Depository assets €3.979 trillion, assets under management €700 billion as of 2017. Turnover in 2020 was €7.6bn, net profit €57m, assets €725bn.